For founders, freelancers & small business owners

A tax strategist in your pocket.

Deductiv reads your inbox and bank, finds every deductible business expense, and hands your accountant a return-ready file. Built by a founder who got tired of leaving thousands of dollars on the table at tax time.

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$80/year · cancel any time · no card during trial

$11,400

Median deductions surfaced per year

< 30 sec

From signup to first deduction

100%

Of receipts read automatically

The problem

The IRS knows about every dollar you didn’t deduct.

The average self-employed person overpays taxes by $3,000 – $9,000 a year. Not because they cheat — because no one has the time to comb through 18 months of email receipts and bank statements before April 15th. So they shrug, take the standard categories their accountant suggests, and write a bigger check than they should.

How it works

Connect once. Forget about it. Save thousands.

01

Connect Gmail

We watch for receipts as they arrive — Stripe, AWS, Figma, Uber, your contractors — and silently catalog the ones that look deductible.

02

Connect your bank

Plaid pulls in every business transaction. We match cards to vendors, flag the obvious deductions, and ask only when we can't.

03

Send to your CPA

One click at tax time — your accountant gets a clean PDF with Schedule C categories pre-mapped, plus the itemized CSV behind it.

What you get

Everything an accountant wishes their clients did all year.

AI categorization

Claude reads each receipt and maps it to the right Schedule C line — Advertising, Software, Travel, Vehicle. You review, approve, done.

Chat about any expense

Not sure if that conference dinner counts? Ask. Deductiv knows the §162 ordinary-and-necessary test cold.

Strategies, not just receipts

Augusta Rule. Hire your kids. §179 vehicle. Solo 401(k). Surfaces high-leverage moves tailored to your business and entity type.

1099 send-and-track

When you owe a contractor a 1099, Deductiv emails the request, watches for their reply, and files the document in your records automatically.

One-click CPA export

A clean one-page PDF summary plus an itemized CSV, emailed from your Gmail so your accountant replies to you directly.

Built for trust

AES-256 encryption on every credential. Row-level security on every database query. Your bank password never touches our servers.

Security & privacy

Your financial data, treated like your financial data.

We never see your bank password — it goes directly from you to Plaid. Every OAuth token and access credential is AES-256-GCM-encrypted before it touches the database. We don’t sell your data and we don’t train AI on it.

  • AES-256-GCM at rest
  • TLS 1.2+ in transit
  • Postgres Row Level Security
  • SOC 2 Type II providers
  • MFA available on every account
  • No data sold or used for ads

Pricing

One price. Pays for itself in your first month.

$80/ year

Less than $7/month for everything: unlimited Gmail + bank connections, AI categorization, year-round 1099 tracking, accountant exports. No per-transaction fees, no upsells.

  • Unlimited deduction tracking
  • Unlimited Gmail + bank accounts
  • Chat with the AI about any expense
  • Tax strategy library
  • 1099 send & receive workflow
  • PDF + CSV exports to your CPA
  • iOS & web apps
  • Email support
Start 7-day free trial

No card required during trial. We’ll email you the day before it ends.

The math

At a 30% effective rate, you only need to surface $267 in missed deductions to break even.

The average user finds $11,400 their first year — which works out to roughly $3,400 in tax saved on an $80 spend. We’ll be the cheapest line item your business has all year.

Stop overpaying the IRS.

7 days free. $80/year after. Connect your Gmail in 30 seconds and see what you’ve been missing.

Start free trial